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Prelicensing

2025 Insurance Career Outlook: Is Now the Best Time to Get Licensed?

2025 Insurance Career Outlook: Is Now the Best Time to Get Licensed?

Insurance Career Outlook 2025: Is Now the Best Time to Get Licensed?

If you’re considering a career in insurance, 2025 is shaping up to be an ideal time to get licensed. With strong job demand, flexible work options, and uncapped earning potential, the industry offers new opportunities for newly licensed agents. Whether you’re preparing for your insurance licensing exam or exploring prelicensing course options, understanding industry trends will help you make an informed decision about your future.

Is There Demand for New Insurance Agents?

Yes. The insurance industry is experiencing steady growth, driven by increased consumer demand for life, health, and annuity products. At the same time, a wave of retiring agents is leaving gaps in the workforce, creating hiring demand for newly licensed professionals.

According to the U.S. Bureau of Labor Statistics (BLS), insurance sales agent jobs are projected to grow by 6% from 2022 to 2032, in line with overall job market expansion. Additionally, more than 50% of current insurance agents are over 45 years old, and a significant portion are approaching retirement. This means new insurance agents will have more opportunities to secure jobs after passing their licensing exam.

With insurance prelicensing courses and state licensing exams required for most agent roles, now is the time to start preparing for your insurance exam to take advantage of the demand.

How Much Do New Insurance Agents Earn?

One of the biggest advantages of becoming an insurance agent is the uncapped earning potential. Newly licensed agents typically start with a base salary plus commissions, but those who build strong client relationships can increase their income through policy sales and renewals.

  • The average salary for insurance sales agents is $57,860 per year, with top earners making well over six figures.
  • Commission-based roles allow agents to grow their earnings as they develop their client
    base.
  • Remote and hybrid agents reduce overhead costs, expanding their profitability.

For those preparing for insurance prelicensing exams, knowing the earning potential can help motivate you to pass your state exam and get licensed quickly.

The Rise of Remote & Hybrid Insurance Sales

The way insurance agents work is evolving. Thanks to advancements in digital tools, virtual meetings, and e-signature platforms, many agencies now offer fully remote or hybrid sales roles. This makes it easier for newly licensed agents to start their careers without being tied to an office.

  • Higher living costs are pushing more consumers toward affordable life and health insurance options.
  • Market uncertainty is increasing demand for annuity and retirement planning products.
  • Businesses are expanding commercial insurance coverage to adapt to hybrid work risks.

For those preparing for their insurance licensing exam, these trends highlight why insurance remains a stable career choice—even in uncertain economic conditions.

Should You Get Licensed in 2025?

If you’re considering getting your insurance license, 2025 offers key advantages:

  • High job demand with an aging workforce and agent shortages
  • Strong earning potential, especially with commission-based roles
  • Flexible remote & hybrid sales opportunities
  • Recession-resistant career stability

By starting your insurance prelicensing course now and preparing for your state licensing exam, you can enter the industry at the perfect time to maximize your career potential.

FAQs


How long does it take to get an insurance license?
Most states require 20-40 hours of prelicensing education followed by a state licensing exam. The entire process typically takes a few weeks to a couple of months.

Can I work remotely as a newly licensed insurance agent?
Yes! Many companies offer remote insurance sales positions, allowing agents to work from anywhere.


What type of insurance is most profitable to sell?
Life and annuity products tend to offer higher commissions, while health and property insurance provide stable renewal-based income.

Is insurance a recession-proof career?
Yes. People always need insurance, making it one of the most stable career choices, even in uncertain economies.

Sources