Arizona
Arizona Insurance Prelicensing Requirements
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How to Obtain an Arizona Insurance License
Becoming a licensed insurance agent in Arizona requires meeting state-mandated requirements. This guide walks you through the process, from preparing for the licensing exam to maintaining your license with continuing education (CE).
Step 1: Complete a Prelicensing Course
Arizona does not have a mandatory prelicensing education requirement. However, taking a prelicensing course is highly recommended to help you pass the state licensing exam on your first attempt.
Key Notes:
- Courses are available online and in person.
- Supplemental study materials, such as flashcards and study manuals, can enhance your preparation.
Step 2: Get Fingerprinted
Arizona requires fingerprinting for all unlicensed applicants. The fingerprinting process is necessary for a background check.
Fingerprinting Process:
- Fingerprinting must be completed electronically through Fieldprint, the state-approved vendor.
- Schedule an appointment at www.fieldprintusa.com.
- Fingerprint submission codes can be found on the Arizona Department of Insurance and Financial Institutions (DIFI) website.
Step 3: Pass the Licensing Exam
Once you complete your prelicensing preparation, you must pass the Arizona insurance licensing exam with a minimum score of 70%.
Exam Details:
- Testing Provider: Prometric (www.prometric.com)
- Exam Format: Multiple-choice questions covering general insurance concepts and Arizona-specific regulations.
- Exam Length & Questions: Varies based on the line of authority:
Exam Code | Exam Type | Time Limit | Number of Questions |
13-31 | Life Insurance Producer | 2 hours | 100 |
13-32 | Accident & Health or Sickness Producer | 2 hours | 100 |
13-33 | Life, Accident & Health or Sickness Producer | 2.5 hours | 150 |
13-42 | Property Producer | 2 hours | 100 |
13-43 | Casualty Producer | 2 hours | 100 |
13-34 | Property & Casualty Producer | 2.5 hours | 150 |
13-44 | Personal Lines Producer | 2 hours | 100 |
13-36 | Insurance Adjuster | 2.5 hours | 150 |
Exam Scheduling:
- Schedule your exam online at Prometric.
- Exam fees must be paid at the time of reservation.
- Exams are available in-person at Prometric test centers or remotely via ProProctor.
Retaking the Exam:
- If you fail, you can reschedule after 24 hours.
- Arizona allows up to 4 attempts per 12-month period. After 4 failed attempts, you must wait 12 months before trying again.
Step 4: Apply for Your Insurance License
After passing the exam, you must submit your license application within one year.
Application Process:
- Apply online via www.nipr.com.
- Pay the required licensing fee.
- Check the application status through the Arizona Department of Insurance.
- Once approved, download and print your license.
Step 5: Maintain Your License with Continuing Education (CE)
To keep your license active, Arizona requires insurance agents to complete continuing education (CE) every four years.
CE Requirements:
- 48 hours of CE, including 6 hours of ethics training.
- Additional training may be required for agents selling long-term care and annuity products.
- Nonresident agents must meet their home state’s CE requirements.
For the most up-to-date CE guidelines, visit the Arizona Department of Insurance website.
Frequently Asked Questions (FAQs)
Where can I take the state exam?
- Remote exams: Available via ProProctor.
- In-person exams: Administered at Prometric testing centers.
How do I schedule my licensing exam?
- Online at Prometric.
- Exam fees must be paid during scheduling.
What is the exam format?
- Multiple-choice format covering both general insurance principles and Arizona regulations.
- The exam is taken on a computer.
What happens if I fail the exam?
- A diagnostic report will be provided to highlight weak areas.
- You may reschedule after 24 hours.
How do I submit my license application?
- Submit electronically via NIPR.
- Application status can be tracked through the Arizona Department of Insurance website.
Contact Information
Arizona Department of Insurance and Financial Institutions (DIFI):
- Phone: (602) 364-3100
- Website: difi.az.gov
Prometric Testing Provider:
- Phone: (800) 741-9380
- Website: www.prometric.com
Fieldprint Fingerprinting:
- Website: www.fieldprintusa.com
Start Your Insurance Prelicensing Training
Take the first step toward your insurance career today. Enroll in an approved prelicensing course and begin your journey to becoming a licensed insurance agent in Arizona!
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Disclaimer
The information provided here is based on current Arizona state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Arizona Department of Insurance and Financial Institutions (DIFI) for the latest licensing details.