Arkansas

Arkansas Insurance Prelicensing Requirements
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How to Obtain an Arkansas Insurance License

Becoming a licensed insurance producer in Arkansas requires meeting specific state-mandated requirements. This guide will walk you through the process, from completing prelicensing education to maintaining your license with continuing education (CE).

Step 1: Complete a Prelicensing Course

Arkansas requires potential insurance producers to complete 20 hours of prelicensing education for each line of authority before taking the state licensing exam.

Key Notes:

Prelicensing courses are available online and in person.
A Certification Exam must be passed as part of the prelicensing requirement.
The Certification Exam is not monitored and requires a passing score of 70% or higher.
After passing the Certification Exam, you will receive a Certificate of Completion, valid for two years.
The Certificate of Completion must be presented at the state exam.

Step 2: Apply for a License

Before taking the state licensing exam, you must apply for your Arkansas resident insurance license and complete a criminal background check.

Application Process:

Submit your license application through the National Insurance Producer Registry (NIPR) at www.nipr.com.
Pay the required licensing fee.
Complete a Criminal Background Check online through the State of Arkansas.
Your application will be reviewed, and you will receive authorization to schedule your exam.

Step 3: Pass the Licensing Exam

After receiving authorization, you must take and pass the state licensing exam with a minimum score of 70%.

Exam Details:

Testing Provider: PSI (www.psiexams.com)
Exam Format: Multiple-choice questions covering general insurance knowledge and Arkansas-specific regulations.
Exam Length & Questions: Varies by line of authority:

Exam Code	Exam Type	Time Limit	Number of Questions
01	Life Insurance	2.5 hours	100
02	Health Insurance	2.5 hours	100
03	Property & Casualty	3.5 hours	150
55	Personal Lines	3.5 hours	113
14	General Adjuster	1.5 hours	25
15	Property Adjuster	1.5 hours	25
16	Casualty Adjuster	1.5 hours	25
17	Workers’ Compensation Adjuster	1.5 hours	25

Exam Scheduling:

Schedule your exam through PSI at www.psiexams.com or by calling (800) 733-9267.
Exams are available in-person at PSI testing centers or remotely via PSI Bridge.
Exam fees must be paid at the time of reservation.

Retaking the Exam:

If you fail the exam, you may reschedule immediately.
Candidates must pass their exam within 90 days of receiving authorization.
You are allowed three attempts within the 90-day period.
If all three attempts are unsuccessful, a four-week waiting period applies before retaking the exam, and the application process must be repeated.

Step 4: Print Your License

Once you pass the licensing exam, you can print your Arkansas insurance license.

License Printing Process:

Wait 24 hours after passing the exam.
Print your license from NIPR at www.nipr.com.
The Arkansas Insurance Department should be contacted for any questions about maintaining a license.

Step 5: Maintain Your License with Continuing Education (CE)

To keep your license active, Arkansas requires insurance agents to complete continuing education (CE) every two years.

CE Requirements:

24 hours of CE, including 3 hours of ethics training.
Additional requirements apply for agents selling long-term care insurance and annuities.
Nonresident agents must meet their home state’s CE requirements.
If CE requirements are not met by the license expiration date, the license will lapse.

For the most up-to-date CE guidelines, visit the Arkansas Department of Insurance website.

Frequently Asked Questions (FAQs)

Where can I take the state exam?

Remote exams: Available via PSI Bridge.
In-person exams: Administered at PSI testing centers in Little Rock, Bentonville, Fayetteville, Fort Smith, Conway, Magnolia, Searcy, Harrison, Pine Bluff, and Jonesboro.

How do I schedule my licensing exam?

Online at PSI Exams.
By phone at (800) 733-9267.

What is the exam format?

Multiple-choice format covering both general insurance principles and Arkansas regulations.
The exam is taken on a computer.

What happens if I fail the exam?

You may reschedule immediately.
Candidates must pass within 90 days of receiving authorization.
After three failed attempts, a four-week waiting period applies before reattempting the exam.

How do I print my license?

Contact Information

Arkansas Insurance Department:

Phone: (501) 371-2600
Website: www.insurance.arkansas.gov

PSI Testing Provider:

Phone: (800) 733-9267
Website: www.psiexams.com

Start Your Insurance Prelicensing Training

Take the first step toward your insurance career today. Enroll in an approved prelicensing course and begin your journey to becoming a licensed insurance agent in Arkansas!

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Disclaimer

The information provided here is based on current Arkansas state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Arkansas Insurance Department for the latest licensing details.