Connecticut

Connecticut Insurance Prelicensing Requirements
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How to Obtain a Connecticut Insurance License

Becoming a licensed insurance agent in Connecticut involves completing specific steps mandated by the state. This guide will walk you through the licensing process, from prelicensing education to applying for your official license.

Step 1: Fulfill Prelicensing Education Requirements

Before taking the state licensing exam, you must complete a prelicensing education course approved by the Connecticut Insurance Department (CID). The required hours vary based on the line of authority you choose:

Line of AuthorityRequired Hours
Life Insurance20 hours
Accident & Health Insurance20 hours
Life, Accident & Health40 hours
Property Insurance20 hours
Casualty Insurance20 hours
Property & Casualty40 hours
Personal Lines20 hours

Certification Exam & Completion Certificate:

  • After completing your course, you must pass a Certification Exam with a 70% or higher.
  • Upon passing, you’ll receive a Certificate of Completion required for the state exam.
  • The certificate is valid for one year from the completion date.

Step 2: Schedule and Pass the Licensing Exam

Once you complete your prelicensing education, you must pass the Connecticut state insurance licensing exam.

Exam Details:

  • Register through Pearson VUE at www.pearsonvue.com or call (866) 407-2057.
  • Exams are multiple-choice and require a 70% or higher to pass.
  • A valid government-issued photo ID is required for testing.
  • Exams are available in-person at Pearson VUE centers or via remote proctoring.
  • If you fail, you may reschedule after 24 hours.

Exam Duration & Question Format:

Exam TypeTime LimitNumber of Questions
Life Producer Exam2 hours90
Accident & Health Producer Exam2 hours90
Life, Accident & Health Producer Exam2.5 hours145
Property & Casualty Producer Exam2.5 hours145
Property Producer Exam2 hours85
Casualty Producer Exam2 hours85
Personal Lines Producer Exam2 hours115

Step 3: Apply for Your Insurance License

After passing your exam, you can apply for your license online through the National Insurance Producer Registry (NIPR).

Application Process:

  • Visit www.nipr.com and select Apply for License.
  • Pay the required application fee.
  • The Connecticut Department of Insurance processes applications within a few business days.
  • Once approved, you can verify and print your license from the CID website.

Step 4: Maintain Your License with Continuing Education (CE)

To keep your Connecticut insurance license active, you must complete continuing education (CE) every two years.

CE Requirements:

  • 24 hours of CE, including 3 hours of ethics training.
  • Additional CE requirements apply for those selling long-term care (LTC) or annuity products.
  • Life Settlement Brokers must complete 15 hours of CE every two years.
  • Nonresident producers must meet their home state’s CE requirements.
  • If CE requirements are not met, your license will lapse.

Visit the Connecticut Insurance Department website for the most up-to-date CE guidelines.

Frequently Asked Questions (FAQs)

What is on the state insurance exam?

  • The Connecticut insurance exam covers general product knowledge, industry terminology, Connecticut insurance laws, rules, and federal regulations.

Where will I take the state exam?

  • Exams can be taken remotely via OnVUE (Pearson VUE’s platform) or in-person at a Pearson VUE testing center.

How do I schedule my state exam?

How should I prepare for my remote exam?

  • Ensure your computer is compatible with OnVUE (latest browser versions required).
  • Download OnVUE software in advance.
  • Log in 30 minutes before your scheduled time with a valid government-issued ID.

What if I have technical issues during my remote exam?

  • OnVUE provides live proctor support.
  • If issues cannot be resolved, Pearson VUE will reschedule your exam.

How should I prepare for my in-person exam?

  • Arrive 30 minutes early for check-in.
  • Bring a valid government-issued ID.
  • Personal items (phones, calculators, bags) are not allowed in the testing center.
  • You must stay for the duration of the exam without breaks.

What is the format of the state exam?

  • Exams are computer-based and multiple-choice.
  • Questions are divided into general insurance knowledge and Connecticut-specific regulations.

How long is the state exam?

  • Exams range from 2 to 2.5 hours, with 85 to 145 questions.

What score do I need to pass?

  • You must score 70% or higher to pass.

What happens if I fail my exam?

  • You can reschedule after 24 hours.
  • Review your diagnostic report on Pearson VUE to identify weak areas.

What other insurance licenses are available in Connecticut?

  • Connecticut also offers licenses for surplus lines insurance, life settlement brokers, adjusters, public adjusters, and motor vehicle physical damage appraisers.

Where can I find more licensing information?

Contact Information

Connecticut Insurance Department:

  • Phone: (860) 297-3800
  • Website: www.ct.gov/cid
  • Mailing Address:
    Connecticut Insurance Department
    153 Market Street, 7th Floor
    Hartford, CT 06103

Pearson VUE Testing Provider:

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Disclaimer

The information provided here is based on current Connecticut regulations but may be subject to updates. We strive for accuracy but recommend verifying details with the Connecticut Insurance Department for the latest licensing requirements.