Delaware
Delaware Insurance Prelicensing Requirements
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How to Obtain a Delaware Insurance License
Becoming a licensed insurance agent in Delaware requires completing several essential steps, including prelicensing education, passing the state exam, applying for your license, and fulfilling continuing education requirements. This guide outlines each step in detail to help you navigate the licensing process with ease.
Step 1: Fulfill Prelicensing Education Requirements
Before taking the Delaware insurance licensing exam, you must complete a state-approved prelicensing education course. The required study hours vary based on the line of authority you choose:
| Line of Authority | Required Hours |
| Life Insurance | 20 hours |
| Accident & Health Insurance | 20 hours |
| Property Insurance | 20 hours |
| Casualty Insurance | 20 hours |
| Personal Lines Insurance | 20 hours |
| Life, Accident & Health | 40 hours |
| Property & Casualty | 40 hours |
Key Notes:
- Prelicensing courses are available online, with optional webinars and supplemental learning materials.
- Your course provider must track course completion time.
- You will receive a Certificate of Completion upon finishing the required study hours.
- Certificates are valid for 12 months from the date of issuance.
Step 2: Schedule and Pass the Licensing Exam
After completing your prelicensing education, you must pass the Delaware state licensing exam.
Exam Details:
- Administered by Pearson VUE.
- Registration is available online at Pearson VUE or by calling (800) 274-0455.
- Exams are computer-based and consist of multiple-choice questions.
- A 70% or higher score is required to pass.
- Test results are available immediately after completion.
Exam Length & Question Breakdown:
| Exam Type | Time Limit | Number of Questions |
| Life Producer Exam | 2 hours 15 min | 106 |
| Accident & Health Producer Exam | 2 hours 15 min | 115 |
| Property Producer Exam | 2 hours 15 min | 102 |
| Casualty Producer Exam | 2 hours 15 min | 114 |
| Personal Lines Producer Exam | 2 hours 30 min | 134 |
How to Prepare for the Exam:
- Arrive 30 minutes early at the testing center.
- Bring a valid government-issued photo ID.
- No personal items (phones, watches, calculators, etc.) are allowed in the testing room.
- Pearson VUE testing locations in Delaware include Woodside, Dover, Seaford, Wye Mills, and Middletown.
- If you fail the exam, you may reschedule immediately and review the diagnostic report for study guidance.
Step 3: Apply for Your Insurance License
Once you have passed the exam, you must apply for your Delaware insurance license through the National Insurance Producer Registry (NIPR) at www.nipr.com.
Application Process:
- Submit your application via NIPR and pay the required fee.
- Within 12 months of passing the exam, submit a State Criminal Background Report to the Delaware State Police via fax at (302) 736-7906.
- License applications that exceed the 12-month window will require a retake of the licensing exam.
Step 4: Maintain Your License with Continuing Education (CE)
To keep your Delaware insurance license active, you must complete continuing education (CE) every two years.
CE Requirements:
- 24 hours of CE required for most license types, including 3 hours of ethics training.
- Adjusters must complete 12 hours of CE every two years.
- Additional CE requirements may apply for those selling long-term care insurance or annuities.
- Nonresident agents must comply with their home state’s CE requirements.
- CE renewal applications for nonresidents must be submitted by February 28 each year.
- For the latest CE updates, visit the Delaware Department of Insurance website.
Frequently Asked Questions (FAQs)
Where can I take the Delaware licensing exam?
Pearson VUE testing centers are located in Woodside, Dover, Seaford, Wye Mills, and Middletown. Online examinations are currently not available.
How do I schedule my licensing exam?
You can schedule your exam through Pearson VUE by visiting their website or calling (800) 274-0455. Exam fees must be paid at the time of reservation.
What happens if I fail my exam?
You can reschedule your exam immediately after failing. Review your diagnostic report and use additional study materials to improve your score before retaking the exam.
What entity oversees licensing in Delaware?
The Producer Licensing Division of the Delaware Insurance Commissioner’s Office manages agent licensing, renewals, and continuing education. For inquiries, email licensing@delaware.gov.
Contact Information
Delaware Insurance Department:
Phone: (302) 674-7390
Website: www.delawareinsurance.gov
Mailing Address:
Delaware Department of Insurance
1351 West North Street, Suite 101
Dover, DE 19904
Pearson VUE:
Phone: (800) 274-0455
Website: home.pearsonvue.com
Start Your Insurance Prelicensing Training
Take the first step toward your Delaware insurance career by enrolling in a state-approved prelicensing course today.
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Disclaimer
The information provided here is based on current Delaware state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Delaware Department of Insurance for the latest licensing details.