Hawaii

Hawaii Insurance Prelicensing Requirements
Provider Number: [Enter Provider Number]

How to Obtain a Hawaii Insurance License

Becoming a licensed insurance agent in Hawaii requires completing several essential steps, including prelicensing education, passing the state exam, undergoing fingerprinting, applying for your license, and fulfilling continuing education requirements. This guide outlines each step in detail to help you navigate the licensing process efficiently.

Step 1: Fulfill Prelicensing Education Requirements

Before taking the Hawaii insurance licensing exam, you must complete a state-approved prelicensing education course.

Key Notes:

  • Prelicensing courses are available online and may include web classes, study manuals, and flashcards.
  • Your prelicensing course must be completed before attempting the state exam.

Step 2: Pass the Licensing Exam

Once you complete the prelicensing education, you must pass the Hawaii insurance licensing exam.

Exam Details:

  • Administered by Pearson VUE.
  • Register online at Pearson VUE or call (800) 274-2608.
  • Exams are computer-based and multiple-choice.
  • A 70% or higher score is required to pass.
  • Test results are provided immediately after completion.

Exam Length & Question Breakdown:

Exam TypeTime LimitNumber of Questions
Life Producer Exam2 hours96
Accident & Health Producer Exam2 hours95
Property Producer Exam2 hours93
Casualty Producer Exam2 hrs 15 min103
Personal Lines Exam2 hrs 30 min128
Adjuster Exam2 hrs 45 min140

Exam Policies:

  • Arrive 30 minutes early at the testing center.
  • Bring a valid government-issued photo ID.
  • No personal items (phones, watches, calculators, etc.) are allowed in the testing room.
  • Candidates are allowed one remote exam attempt. Any subsequent attempts must be taken in person at a Pearson VUE testing center.

Step 3: Complete Fingerprinting

The Hawaii Department of Commerce and Consumer Affairs Insurance Division (DCCA) requires all unlicensed applicants to undergo fingerprinting for a background check.

Fingerprinting Process:

  • Conducted through Fieldprint Hawaii.
  • Schedule an appointment online and enter HI-DCCA-INS as the code to ensure the Insurance Division receives the prints.
  • Third-party administrators are exempt from fingerprinting.

Step 4: Apply for Your Insurance License

After passing the state exam and completing fingerprinting, you must apply for your Hawaii insurance license through the National Insurance Producer Registry (NIPR) at www.nipr.com.

Application Process:

  • Submit your application via NIPR and pay the required fee.
  • Applications must be submitted within 60 days of fingerprint submission.

Step 5: Maintain Your License with Continuing Education (CE)

To keep your Hawaii insurance license active, you must complete continuing education (CE) every two years.

CE Requirements:

  • 24 hours of CE required for most license types, including 3 hours of ethics training.
  • Nonresident agents must comply with their home state’s CE requirements.
  • Additional CE requirements apply for those selling long-term care insurance or annuities.
  • CE requirements begin the first full 2-year period after earning a license.
  • Failure to meet CE requirements before the license expiration date will result in license lapse.

For the latest CE updates, visit the Hawaii Department of Insurance website.

Frequently Asked Questions (FAQs)

Where can I take the Hawaii licensing exam?

  • Exams can be taken in-person at Pearson VUE testing centers or remotely via OnVUE.

How do I schedule my licensing exam?

  • You can schedule your exam through Pearson VUE by visiting their website or calling (800) 274-2608. Exam fees must be paid at the time of reservation.

What happens if I fail my exam?

  • You can reschedule immediately. Review your diagnostic report and use additional study materials to improve your score before retaking the exam.

What entity oversees licensing in Hawaii?

  • The Hawaii Department of Commerce and Consumer Affairs Insurance Division (DCCA) manages agent licensing, renewals, and continuing education. For inquiries, call (808) 586-2790.

How do I prepare for a remote exam?

  • Ensure your computer meets OnVUE compatibility requirements.
  • Download the software before exam day.
  • Log in 30 minutes before the exam start time.
  • A government-issued ID is required for verification.
  • Candidates must take the test in a private room with no interruptions.
  • If technical issues arise, the proctor may reschedule the exam and issue a voucher.
  • Only one remote attempt is allowed—subsequent attempts must be taken at a Pearson VUE center.

Contact Information

Hawaii Department of Insurance:

Pearson VUE:

Start Your Insurance Prelicensing Training

Take the first step toward your Hawaii insurance career by enrolling in a state-approved prelicensing course today.

[Start Your Course Now]

Disclaimer

The information provided here is based on current Hawaii state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Hawaii Department of Insurance for the latest licensing details.