Idaho

Idaho Insurance Prelicensing Requirements
Provider Number: [Enter Provider Number]

How to Obtain an Idaho Insurance License

Becoming a licensed insurance agent in Idaho requires completing several essential steps, including prelicensing education, passing the state exam, undergoing fingerprinting, applying for your license, and fulfilling continuing education requirements. This guide outlines each step in detail to help you navigate the licensing process efficiently.

Step 1: Fulfill Prelicensing Education Requirements

Before taking the Idaho insurance licensing exam, you must complete a state-approved prelicensing education course.

Key Notes:

  • Prelicensing courses are available online and may include web classes, study manuals, and flashcards.
  • Your prelicensing course must be completed before attempting the state exam.

Step 2: Pass the Licensing Exam

Once you complete the prelicensing education, you must pass the Idaho insurance licensing exam.

Exam Details:

  • Administered by Pearson VUE.
  • Register online at Pearson VUE or call (877) 274-2721.
  • Exams are computer-based and multiple-choice.
  • A 70% or higher score is required to pass.
  • Test results are provided immediately after completion.

Exam Length & Question Breakdown:

Exam TypeTime LimitNumber of Questions
Life Producer Exam2 hrs 10 min101
Disability/Health Producer Exam2 hrs 10 min98
Property Producer Exam2 hrs 10 min101
Casualty Producer Exam2 hrs92
Personal Lines Exam2 hrs94
Independent Adjuster Exam1 hr 30 min50
Public Adjuster Exam1 hr 15 min50

Exam Policies:

  • Arrive 30 minutes early at the testing center.
  • Bring a valid government-issued photo ID.
  • No personal items (phones, watches, calculators, etc.) are allowed in the testing room.
  • Candidates are allowed one remote exam attempt. Any subsequent attempts must be taken in person at a Pearson VUE testing center.

Step 3: Complete Fingerprinting

The Idaho Department of Insurance (IDOI) requires all resident applicants to undergo fingerprinting for a background check.

Fingerprinting Process:

  • Conducted at a local law enforcement office.
  • Ensure fingerprinting is completed before applying for your license.

Step 4: Apply for Your Insurance License

After passing the state exam and completing fingerprinting, you must apply for your Idaho insurance license through Sircon or the National Insurance Producer Registry (NIPR) at www.nipr.com.

Application Process:

  • Submit your application via NIPR or Sircon and pay the required fee.
  • Applications must be submitted within 180 days of passing the exam, or you will need to retake it.
  • After applying with NIPR, you must submit your exam report and a signed Criminal History Record Information (CHRI) request and release form to agent@doi.idaho.gov.

Step 5: Maintain Your License with Continuing Education (CE)

To keep your Idaho insurance license active, you must complete continuing education (CE) every two years.

CE Requirements:

  • 24 hours of CE required for most license types, including 3 hours of ethics training.
  • Nonresident agents must comply with their home state’s CE requirements.
  • Additional CE requirements apply for those selling long-term care insurance or annuities.

For the latest CE updates, visit the Idaho Department of Insurance website.

Frequently Asked Questions (FAQs)

Where can I take the Idaho licensing exam?

  • Exams can be taken in-person at Pearson VUE testing centers or remotely via OnVUE.

How do I schedule my licensing exam?

  • You can schedule your exam through Pearson VUE by visiting their website or calling (877) 274-2721. Exam fees must be paid at the time of reservation.

What happens if I fail my exam?

  • You can reschedule immediately. Review your diagnostic report and use additional study materials to improve your score before retaking the exam.

What entity oversees licensing in Idaho?

  • The Idaho Department of Insurance (IDOI) manages agent licensing, renewals, and continuing education. For inquiries, call (208) 334-4250.

How do I prepare for a remote exam?

  • Ensure your computer meets OnVUE compatibility requirements.
  • Download the software before exam day.
  • Log in 30 minutes before the exam start time.
  • A government-issued ID is required for verification.
  • Candidates must take the test in a private room with no interruptions.
  • If technical issues arise, the proctor may reschedule the exam and issue a voucher.
  • Only one remote attempt is allowed—subsequent attempts must be taken at a Pearson VUE center.

Contact Information

Idaho Department of Insurance:

Pearson VUE:

Start Your Insurance Prelicensing Training

Take the first step toward your Idaho insurance career by enrolling in a state-approved prelicensing course today.

[Start Your Course Now]

Disclaimer

The information provided here is based on current Idaho state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Idaho Department of Insurance for the latest licensing details.