Indiana
Indiana Insurance Prelicensing Requirements
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How to Obtain an Indiana Insurance License
The State of Indiana requires all individuals selling insurance to obtain a valid insurance producer license. This guide outlines the step-by-step process for obtaining your Indiana insurance license.
Step 1: Fulfill Prelicensing Education Requirements
Before taking the state licensing exam, you must complete a prelicensing education course approved by the Indiana Department of Insurance (IDOI). The required hours vary based on the line of authority:
| Line of Authority | Required Hours |
| Life Insurance | 20 hours |
| Health Insurance | 20 hours |
| Life, Accident & Health | 40 hours |
| Property & Casualty | 40 hours |
| Personal Lines | 20 hours |
| Independent Adjuster | 40 hours |
Certification Exam & Completion Certificate:
- After completing your coursework, you must submit an Affidavit of Completion to receive a Certificate of Completion.
- The certificate must be presented when taking the state licensing exam.
- Certificates are valid for six (6) months; you must take and pass the state exam within this period.
Step 2: Schedule and Pass the Licensing Exam
Once you complete your prelicensing education, you must pass the Indiana state insurance licensing exam.
Exam Details:
- Register through Pearson VUE at www.pearsonvue.com or call (866) 895-0496.
- Exams are multiple-choice and require a 70% or higher to pass.
- A valid government-issued photo ID is required for testing.
- Exams are available remotely via OnVUE or in-person at Pearson VUE testing centers.
- If you fail, you may reschedule immediately.
Exam Duration & Question Format:
| Exam Type | Time Limit | Number of Questions |
| Life Exam | 2 hours | 95 |
| Health Exam | 2 hours | 95 |
| Life & Health Exam | 3 hours | 150 |
| Property & Casualty Exam | 3 hours | 150 |
| Personal Lines Exam | 2 hours | 115 |
| Independent Adjuster Exam | 1 hour 45 min | 100 |
| Public Adjuster Exam | 1 hour | 60 |
| Life Laws & Regulations Exam* | 1 hour | 35 |
| Health Laws & Regulations Exam* | 1 hour | 35 |
| Life & Health Laws & Regulations Exam* | 1 hour | 40 |
| Property & Casualty Laws & Regulations* | 1 hour | 40 |
*These exams are for individuals with a Waiver of Prelicensing Education.
Step 3: Apply for Your Insurance License
After passing your exam, you must submit your license application within six (6) months of completing your prelicensing education requirement.
Application Process:
- Apply online through Sircon or NIPR at www.nipr.com.
- Pay the required nonrefundable application fee.
- All applicants must be U.S. citizens or legal aliens with proper work authorization.
- Work authorization documentation must be sent to agentlicensing@idoi.in.gov.
Step 4: Maintain Your License with Continuing Education (CE)
To keep your Indiana insurance license active, you must complete continuing education (CE) every two years.
CE Requirements:
- 24 hours of CE, including 3 hours of ethics training.
- Additional CE requirements apply for those selling annuities and long-term care (LTC) insurance.
- Nonresident producers must meet their home state’s CE requirements.
- If CE requirements are not met, your license will lapse.
Visit the Indiana Department of Insurance website for the most up-to-date CE guidelines.
Frequently Asked Questions (FAQs)
Am I exempt from prelicensing education?
You may qualify for a waiver if you have a bachelor’s degree in insurance or hold any of the following designations:
- Chartered Life Underwriter (CLU)
- Certified Financial Planner (CFP)
- Chartered Financial Consultant (CFC)
- Chartered Property & Casualty Underwriter (CPCU)
- Certified Insurance Counselor (CIC)
- Accredited Advisor in Insurance (AAI)
If you qualify for an exemption, you must still pass a Laws & Regulations Exam.
Where will I take the state exam?
- Exams are available remotely through OnVUE or in-person at Pearson VUE testing centers.
How do I schedule my exam?
- Schedule online at www.pearsonvue.com or call (866) 895-0496.
- Exam fees must be paid at the time of reservation.
What score do I need to pass?
- You must score 70% or higher to pass.
What happens if I fail my exam?
- You may reschedule immediately.
- Review your diagnostic report on Pearson VUE to identify weak areas.
Where can I find more licensing information?
- Visit the Indiana Department of Insurance at www.in.gov/idoi.
Contact Information
Indiana Department of Insurance:
- Phone: (317) 232-2385
- Website: www.in.gov/idoi
Pearson VUE Testing Provider
- Phone: (866) 895-0496
- Website: www.pearsonvue.com
Start Your Insurance Prelicensing Training
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Disclaimer
The information provided here is based on current Indiana regulations but may be subject to updates. We strive for accuracy but recommend verifying details with the Indiana Department of Insurance for the latest licensing requirements.