Louisiana
Louisiana Insurance Prelicensing Requirements
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How to Obtain a Louisiana Insurance License
Becoming a licensed insurance agent in Louisiana requires completing several essential steps, including passing the state exam, undergoing fingerprinting, applying for your license, and fulfilling continuing education requirements. This guide outlines each step in detail to help you navigate the licensing process efficiently.
Step 1: Fulfill Prelicensing Education Requirements
Louisiana does not have a prelicensing education requirement, but you must pass the state licensing exam. It is strongly recommended that you take a prelicensing course to prepare for the exam.
Step 2: Pass the Licensing Exam
Once you are prepared, you must pass the Louisiana insurance licensing exam.
Exam Details:
- Administered by PSI.
- Register online at PSI Exams.
- Exams are computer-based and multiple-choice.
- A 70% or higher score is required to pass.
- Test results are provided immediately after completion.
Exam Length & Question Breakdown:
| Exam Code | Exam Type | Time Limit | Number of Questions |
| Series 101 | Life Insurance Exam | 2 hours | 100 |
| Series 102 | Health and Accident Insurance Exam | 2 hours | 100 |
| Series 103 | Life, Health, and Accident Exam | 2 hrs 40 min | 150 |
| Series 104 | Property Insurance Exam | 2 hours | 100 |
| Series 105 | Casualty Insurance Exam | 2 hours | 100 |
| Series 106 | Property & Casualty Insurance Exam | 3 hours | 150 |
| Series 107 | Personal Lines Insurance Exam | 2 hours | 100 |
Exam Policies:
- Arrive 30 minutes early at the testing center.
- Bring a valid government-issued photo ID.
- No personal items (phones, watches, calculators, etc.) are allowed in the testing room.
- Remote exams are available through PSI Bridge. Candidates must test their equipment compatibility before scheduling.
Step 3: Get Fingerprinted
Louisiana requires all unlicensed applicants to undergo fingerprinting.
Fingerprinting Process:
- Fingerprints are taken at the PSI exam site and submitted directly to the state.
- Fingerprinting fees apply, and the process may take up to 4 weeks for review.
Step 4: Apply for Your Insurance License
After passing the state exam, you must apply for your Louisiana insurance license through the National Insurance Producer Registry (NIPR) at www.nipr.com.
Application Process:
- Submit your application via NIPR and pay the required fee.
- Application fees are nonrefundable.
Step 5: Maintain Your License with Continuing Education (CE)
To keep your Louisiana insurance license active, you must complete continuing education (CE) every two years.
CE Requirements:
- 24 hours of CE required for most license types, including 3 hours of ethics training.
- Nonresident agents must comply with their home state’s CE requirements.
- Additional CE requirements apply for those selling long-term care insurance or annuities.
For the latest CE updates, visit the Louisiana Department of Insurance website.
Frequently Asked Questions (FAQs)
Is prelicensing education required in Louisiana?
- No, but it is strongly recommended. The licensing exam covers industry knowledge and state laws, and taking a prelicensing course improves your chances of passing.
Where can I take the Louisiana licensing exam?
- Exams can be taken in-person at PSI testing centers or remotely via PSI Bridge.
How do I schedule my licensing exam?
- You can schedule your exam through PSI by visiting their website. Exam fees must be paid at the time of reservation.
Where are the PSI testing centers located?
Testing centers are available in:
- Baton Rouge
- Lafayette
- Lake Charles
- Metairie
- Monroe
- Pineville (Alexandria)
- Shreveport
What happens if I fail my exam?
- You can reschedule immediately. Review your diagnostic report and use additional study materials to improve your score before retaking the exam.
What entity oversees licensing in Louisiana?
- The Louisiana Department of Insurance (LDI) manages agent licensing, renewals, and continuing education. For inquiries, call (225) 342-5900.
Contact Information
Louisiana Department of Insurance:
- Phone: (225) 342-5900
- Website: www.ldi.la.gov
PSI Exams:
- Phone: (844) 267-1017
- Website: candidate.psiexams.com
Start Your Insurance Prelicensing Training
Take the first step toward your Louisiana insurance career by enrolling in a state-approved prelicensing course today.
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Disclaimer
The information provided here is based on current Louisiana state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Louisiana Department of Insurance for the latest licensing details.