Maine
Maine Insurance Prelicensing Requirements
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How to Obtain a Maine Insurance License
The Maine Bureau of Insurance requires all individuals selling insurance to obtain a valid insurance producer license. This guide outlines the step-by-step process for obtaining your Maine insurance license.
Step 1: Complete a Prelicensing Course
To sell insurance in Maine, you must pass a licensing exam. To prepare, it is recommended that you complete a prelicensing education course approved by the Maine Bureau of Insurance.
A.D. Banker offers online courses for all insurance license types, supplemented with webinars, flashcards, and study manuals.
Step 2: Schedule and Pass the Licensing Exam
Once you complete your prelicensing education, you must pass the Maine state insurance licensing exam.
Exam Details:
- Register through Pearson VUE at www.pearsonvue.com or call (800) 274-4959.
- Exams are multiple-choice and require a 70% or higher to pass.
- A valid government-issued photo ID is required for testing.
- Exams may be taken in-person at a Pearson VUE testing center or remotely through OnVUE (for single-line exams only).
- If you fail, you may reschedule immediately.
Exam Duration & Question Format:
| Exam Type | Time Limit | Number of Questions |
| Life, Accident & Health Exam* | 3 hours 30 min | 151 |
| Property & Casualty Exam* | 3 hours 30 min | 182 |
| Life Producer Exam | 1 hour 45 min | 85 |
| Accident & Health Producer Exam | 2 hours | 103 |
| Property Producer Exam | 2 hours | 92 |
| Casualty Producer Exam | 2 hours | 100 |
| Personal Lines Producer Exam* | 2 hours | 107 |
Exams marked with an asterisk () are only available at a testing center.*
Step 3: Apply for Your Insurance License
After passing your exam, submit your license application through the National Insurance Producer Registry (NIPR).
Application Process:
- Apply online at www.nipr.com.
- Pay the required application fee.
- Once approved, you can view and print your license online.
Step 4: Maintain Your License with Continuing Education (CE)
To keep your Maine insurance license active, you must complete continuing education (CE) every two years.
CE Requirements:
- 24 hours of CE, including 3 hours of ethics training.
- Additional CE requirements apply for those selling long-term care (LTC) and annuities.
- Nonresident producers must meet their home state’s CE requirements.
- If CE requirements are not met, your license will lapse.
Visit the Maine Bureau of Insurance website for the most up-to-date CE guidelines.
Frequently Asked Questions (FAQs)
Where will I take the state exam?
- Remote exams are only available for single-line Life, Accident & Health, Property, and Casualty Producer exams.
- Personal Lines and combination exams must be taken in-person at a Pearson VUE testing center.
How do I schedule my exam?
- Schedule online at www.pearsonvue.com or call (800) 274-4959.
- Exam fees must be paid at the time of reservation.
How should I prepare for my remote exam?
- Test computer, webcam, and microphone compatibility before scheduling.
- Download OnVUE at least 24 hours before the exam.
- Log in 30 minutes before your exam time.
- Remote proctoring requires you to be alone in a private room.
- Food, gum, tobacco, phones, headphones, and watches are prohibited.
What happens if I fail my exam?
- You can log into Pearson VUE to review your diagnostic report.
- You may reschedule immediately.
What is the format of the state exam?
- Computer-based, multiple-choice format.
- Covers general insurance product knowledge and Maine-specific insurance laws.
- Practice exams are highly recommended.
What score do I need to pass?
- A minimum passing score of 70% is required.
- Results are provided immediately after completion.
Contact Information
Maine Bureau of Insurance:
- Phone: (207) 624-8475
- Website: www.maine.gov/insurance
National Insurance Producer Registry (NIPR):
- Website: www.nipr.com
Start Your Insurance Prelicensing Training
Take the first step toward your Maine insurance career today. Enroll in an approved prelicensing course to begin your journey!
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Disclaimer
The information provided here is based on current Maine regulations but may be subject to updates. We strive for accuracy but recommend verifying details with the Maine Bureau of Insurance for the latest licensing requirements.