Mississippi

Mississippi Insurance Prelicensing Requirements
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How to Obtain a Mississippi Insurance License

Becoming a licensed insurance agent in Mississippi requires completing several essential steps, including prelicensing education, passing the state exam, applying for your license, and fulfilling continuing education requirements. This guide outlines each step in detail to help you navigate the licensing process efficiently.

Step 1: Fulfill Prelicensing Education Requirements

Before taking the Mississippi insurance licensing exam, you must complete a state-approved prelicensing education course. The required study hours vary based on the line of authority:

Required Prelicensing Hours:

  • Health Insurance – 20 hours
  • Property Insurance – 20 hours
  • Casualty Insurance – 20 hours
  • Personal Lines Insurance – 20 hours
  • Life Insurance – No longer required as of July 1, 2024

Key Notes:

  • After completing your course, you must pass a Certification Exam, which must be monitored by a disinterested third party (someone with no family or financial relationship).
  • A passing score of 70% or greater is required.
  • You will receive a Certificate of Completion that is valid for two years.
  • You must take and pass the state exam within this period.
  • A copy of the Certificate of Completion must be presented at the state exam.

Step 2: Pass the Licensing Exam

Once you complete prelicensing education, you must pass the Mississippi insurance licensing exam.

Exam Details:

  • Administered by Pearson VUE.
  • Register online at Pearson VUE or call (888) 293-4222.
  • Exams are computer-based and multiple-choice.
  • Passing scores vary by exam type (see table below).
  • Test results are provided immediately after completion.

Exam Length & Passing Score:

Exam TypeTime LimitNumber of QuestionsPassing Score
Life Producer Exam2 hours7065%
Accident & Health Producer Exam2 hours7065%
Life, Accident & Health Producer Exam2 hours12565%
Property Producer Exam2 hours7070%
Casualty Producer Exam2 hours7070%
Personal Lines Producer Exam2 hours7570%
Industrial Fire Exam2 hours5070%
Property & Casualty Producer Exam2 hours10070%
Independent Adjuster Exam2 hours5070%
Public Adjuster Exam2 hours5070%

Exam Policies:

  • Arrive 30 minutes early at the testing center.
  • Bring a valid government-issued photo ID.
  • No personal items (phones, watches, calculators, etc.) are allowed in the testing room.
  • Candidates are allowed one remote exam attempt using Pearson VUE’s OnVUE. Any subsequent attempts must be taken in person at a Pearson VUE testing center.

Step 3: Apply for Your Insurance License

After passing the state exam, you must apply for your Mississippi insurance license through Sircon or the National Insurance Producer Registry (NIPR) at www.nipr.com.

Application Process:

  • Submit your application via NIPR or Sircon and pay the required fee.
  • Application fees are nonrefundable.

Step 4: Maintain Your License with Continuing Education (CE)

To keep your Mississippi insurance license active, you must complete continuing education (CE) every two years.

CE Requirements:

  • 24 hours of CE required for most license types, including 3 hours of ethics training.
  • Nonresident agents must comply with their home state’s CE requirements.
  • Additional CE requirements apply for those selling long-term care insurance or annuities.

For the latest CE updates, visit the Mississippi Insurance Department’s website.

Frequently Asked Questions (FAQs)

Where can I take the Mississippi licensing exam?

Exams can be taken in-person at Pearson VUE testing centers or remotely via OnVUE.

How do I schedule my licensing exam?

You can schedule your exam through Pearson VUE by visiting their website or calling (888) 293-4222. Exam fees must be paid at the time of reservation.

What happens if I fail my exam?

You can reschedule immediately, but must wait 24 hours before retaking the exam. Review your diagnostic report and use additional study materials to improve your score before retaking the exam.

What entity oversees licensing in Mississippi?

The Mississippi Insurance Department (MID) manages agent licensing, renewals, and continuing education. For inquiries, call (601) 359-3582.

Contact Information

Mississippi Insurance Department:

Pearson VUE:

Start Your Insurance Prelicensing Training:

Take the first step toward your Mississippi insurance career by enrolling in a state-approved prelicensing course today.

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Disclaimer

The information provided here is based on current Mississippi state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Mississippi Insurance Department for the latest licensing details.