Oregon
Oregon Insurance Prelicensing Requirements
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How to Obtain an Oregon Insurance License
The Oregon Department of Insurance requires all individuals selling insurance to obtain a valid insurance producer license. This guide outlines the step-by-step process for obtaining your Oregon insurance license.
Step 1: Fulfill Prelicensing Education Requirements
Before taking the state licensing exam, you must complete a prelicensing education course approved by the Oregon Department of Insurance. The required hours vary based on the line of authority:
| Line of Authority | Required Hours |
| Life Insurance | 20 hours |
| Health Insurance | 20 hours |
| Property Insurance | 20 hours |
| Casualty Insurance | 20 hours |
| Personal Lines | 20 hours |
Certification Exam & Completion Certificate:
- After completing your required coursework, you must pass a Certification Exam with a 70% or higher.
- Upon passing, you will receive a Certificate of Completion, which must be presented at the state exam.
- Prelicensing education is valid for one year from the date of completion.
Step 2: Schedule and Pass the Licensing Exam
Once you complete your prelicensing education, you must pass the Oregon General Exam and the State Exam.
Exam Details:
- Register through PSI at www.psiexams.com or call (833) 333-4754.
- Exams are multiple-choice and require a 70% or higher to pass.
- A valid government-issued photo ID is required for testing.
- Exams can be taken in-person at PSI testing centers or remotely through PSI Bridge.
- If you fail, you must retake the exam and pay an additional fee.
Exam Duration & Question Format:
| Exam Type | Time Limit | Number of Questions |
| Life Producer Exam | 2 hours | 100 |
| Health Producer Exam | 2 hours | 100 |
| Life & Health Producer Exam | 2 hours 40 min | 150 |
| Property Producer Exam | 2 hours | 100 |
| Casualty Producer Exam | 2 hours | 100 |
| Property & Casualty Producer Exam | 2 hours 40 min | 150 |
| Personal Lines Producer Exam | 2 hours | 100 |
Step 3: Get Fingerprinted
Oregon requires all applicants to undergo a background check and fingerprinting.
- Fingerprinting is conducted at PSI testing centers.
- If you have questions, contact Producer Licensing at (503) 947-7981 or email web.insagent@oregon.gov.
Step 4: Apply for Your Insurance License
After passing the exam, you must apply for your license through the National Insurance Producer Registry (NIPR) at www.nipr.com.
- Pay the required application fee.
- Once approved, you can print your license from the Oregon Department of Insurance website.
Step 5: Maintain Your License with Continuing Education (CE)
To keep your Oregon insurance license active, you must complete continuing education (CE) every two years.
CE Requirements:
- 24 hours of CE, including 3 hours of ethics training.
- Nonresident producers must meet their home state’s CE requirements.
- Nonresident adjusters must complete 24 hours of CE, even if their home state has different requirements.
- If CE requirements are not met, your license will lapse.
Visit the Oregon Department of Insurance website for the most up-to-date CE guidelines.
Frequently Asked Questions (FAQs)
Where will I take the state exam?
- Exams are in-person at PSI testing centers or online via PSI Bridge.
How should I prepare for my in-person exam?
- Arrive 30 minutes early for check-in.
- Bring a valid government-issued ID.
- Personal items (phones, calculators, bags) are not allowed in the testing center.
- You must stay for the duration of the exam without breaks.
What score do I need to pass?
- You must score 70% or higher to pass.
What happens if I fail my exam?
- You may reschedule immediately.
- Review your diagnostic report on PSI to identify weak areas.
Where can I find more licensing information?
- Visit the Oregon Department of Insurance at www.dfr.oregon.gov.
Contact Information
Oregon Department of Insurance:
- Phone: (503) 947-7981
- Website: www.dfr.oregon.gov
PSI Testing Provider:
- Phone: (833) 333-4754
- Website: www.psiexams.com
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Disclaimer
The information provided here is based on current Oregon regulations but may be subject to updates. We strive for accuracy but recommend verifying details with the Oregon Department of Insurance for the latest licensing requirements.