Pennsylvania

Pennsylvania Insurance Prelicensing Requirements
Provider Number: 37846

How to Obtain a Pennsylvania Insurance License

To become a licensed insurance producer in Pennsylvania, you must fulfill specific requirements, including completing prelicensing education, passing the state exam, submitting an application, and meeting continuing education requirements. Below is a step-by-step guide to help you through the process.

Step 1: Fulfill Prelicensing Education Requirements

Pennsylvania requires that all prospective insurance producers complete 24 hours of prelicensing education per line of authority before taking the state licensing exam. Approved courses cover both general insurance principles and Pennsylvania-specific laws and regulations.

Prelicensing Education Hour Requirements

Line of AuthorityRequired Hours
Life24 hours
Accident & Health24 hours
Life, Accident & Health24 hours
Property24 hours
Casualty24 hours
Property & Casualty24 hours
Personal Lines24 hours

After completing the prelicensing course, you must pass a Certification Exam with a score of 70% or greater to receive a Certificate of Completion. This certificate is valid for one year, during which time you must take and pass the state exam.

Step 2: Pass the Licensing Exam

The Pennsylvania licensing exam is administered by PSI. You must achieve a minimum score of 70% to pass.

Exam Information

Exam NameExam CodeDurationNumber of Questions
Life Producer Exam16-012 hours100
Accident & Health Producer Exam16-022 hours100
Life, Accident & Health Exam16-032 hrs 50 min150
Property Producer Exam16-042 hours100
Casualty Producer Exam16-052 hours100
Property & Casualty Exam16-062 hrs 50 min150
Personal Lines Exam16-162 hours100
Surplus Lines Exam16-091 hour60
Title Agent Exam16-101 hour60
Public Adjuster Exam16-191 hour60
Motor Vehicle Physical Damage Appraiser Exam16-203 hours100

If you fail the exam, you will receive a diagnostic report outlining areas needing improvement. You may retake the exam immediately.

Scheduling Your Exam:

Step 3: Apply for Your Insurance License and Get Fingerprinted

After passing the exam, you must apply for your Pennsylvania insurance license through Sircon or the National Insurance Producer Registry (NIPR) at www.nipr.com.

Additionally, Pennsylvania requires fingerprinting for a background check. Schedule an appointment with IdentoGO immediately after applying for your license.

Step 4: Maintain Your License with Continuing Education (CE)

To keep your license active, you must complete 24 hours of approved continuing education (CE) every 2 years.

CE Requirements

  • 24 hours total including 3 hours of ethics training.
  • Additional training is required to sell annuities, long-term care, and flood insurance.
  • Nonresident producers must comply with their home state’s CE requirements.

Frequently Asked Questions (FAQs)

Where can I take the Pennsylvania insurance licensing exam?

  • Exams can be taken remotely via PSI’s Bridge Platform or in person at a PSI testing center.

What should I bring to the exam?

  • A valid government-issued photo ID matching your exam registration name.
  • A printed copy of your Certificate of Completion from your prelicensing course.

How do I check the status of my license application?

  • Check your application status through the Pennsylvania Insurance Department at www.insurance.pa.gov.

What if I fail my state exam?

  • You can reschedule immediately. Review your diagnostic report to focus on weaker areas.

Contact Information

Pennsylvania Insurance Department:

PSI Exams:

Start Your Insurance Prelicensing Training

Take the first step toward your Pennsylvania insurance career by enrolling in a state-approved prelicensing course today.

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Disclaimer

The information provided here is based on current Pennsylvania state regulations and may be subject to updates. We strive for accuracy but recommend verifying requirements with the Pennsylvania Insurance Department for the latest licensing details.